Credit Optimization

Credit is at the heart of many of the most important moments in your life: qualifying for a mortgage and buying a new house, buying a new car, personal loans, ordering credit cards and more. With our support you can learn how you can manage your credit reporting and scores.

The Importance of Credit Optimization

Given its importance, credit reports should be as accurate and complete as possible. The team at Laurie Claire Credit Consulting will support your efforts to repair, restore and optimize your credit report and scores. We will examine your complete credit report to determine what factors are impacting your scores and reporting and determining the best course of action based on your goals.

What is a bad credit score? What ARE you looking to do with your credit? 

There are many caveats to credit scores and they can be confusing. Different markets: retail, auto, mortgage, banking, credit cards use different scores to qualify you for their programs. We can help you understand these differences and what to look for! The more credit you want, the better your credit needs to be.

  • A FICO® credit score that’s anywhere from 300 to 579 is considered to be VERY poor.
  • Scores of 580 to 690 are FAIR
  • Scores above 700 are typically considered GOOD
  • 760+ are EXCELLENT

Looking for Credit Optimization?

Learn why Laurie Claire Credit Consulting is often the Credit Specialist of choice for many.

Are you looking to optimize, improve, restore or establish credit?  You have a right to know how to do this safely and efficiently.  At Laurie Claire Credit Consulting we are devoted to support your credit goals!  

Laurie Claire Credit Consulting will examine and evaluate your credit  for opportunities to improve your overall credit profile and scores. We make understanding credit a priority and offer complimentary credit reviews to anyone who contacts us!

We’ll work with you to optimize your credit, ensuring lenders get a fair, accurate view of your history.

Once you're uncover the opportunities in your credit file,  it will be easier to improve your credit file and scores.